Tag Archives: portal

Investment Yogi… one stop personal financial portal

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Investment Yogi is a comprehensive personal finance portal that you should surely check out. It has different sections for personal financial planning – tax planning and online tax return filing, financial portfolio tracking, mutual funds etc besides lots of resources and articles on how to manage your financial position. Online trading is not offered as yet but it is planned soon. Founded by a team of NRIs who are shifting to India (Hyderabad), it also has a complete section on NRI financial planning – something that might give them a quick headstart.

Here’s a demo video

The startup is currently bootstrapped; they are closing an angel investment round soon and will seek VC finding in 4-6 months . The revenue model for the portal (not currently operational) will be three pronged a) premium budgeting, planning and wealth management related services (base model will be free & online any offline support will include fees), b) SAAS model c) Lead Gen model for some of the products where they will offer vertical search.

Investmnet Yogi has a very uncomplicated feel to it and it packs in lots of simple personal financial tools . Check out this lifetime financial planner; or these user forums.

And dont forget to check out these videos which seek to demystify scary financial jargon in a funny way. Here’s a sample –

Personal finance is a very competitive space. All the major banks have comprehensive offerings; portals like PersonalFn, MoneyControl, EquityMaster are well entrenched and there’s a clutch of online tax return filing services like TaxSmile, TaxShax, FilemyITReturn that have taken root. Investment Yogi in that sense has a tough job at hand.

Zamanzar… not just a property listings website, but a complete property solutions provider

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Zamanzar is the latest property portal to hit the stands. Based out of Noida, it is attempting to be much more than just a classifieds website for properties. For Zamanzar offer is offering the full set of brokerage services and is backed up by a professional sales team that assists users in closing the transaction. The range of services offered by them include property tours, title checks, property valuations, marketing property to Indians and NRIs, showing property to prospects, deal negotiation, legal paperwork, home financing, and property registration. Currently available for Delhi/NCR, the website plans to go national and cover other major cities in India. Their revenue model is based on charging for premium internet advertising and on transaction fees for closing real estate deals.

Their website is straightforward and easy to use. Property locations are shown in Google maps next to every listing (see screenshots below); there is also a simple recommendation system that indicates prices of similar properties in other parts of the city (next to the property being searched).

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So how is Zamanzar trying to be different? Firstly, they intend to be a one stop shop for real estate, not just a real estate classifieds website. Secondly, they are trying to address the problem of lack of professionalism in the real estate brokering industry, while leveraging the power of internet as a communication medium. Given the typical problems involved in real estate transactions – black money, lack of transparency etc., there is the need for professionally managed and ethically run real estate firms. As an example- they don’t act as both the buyer’s & seller’s broker in one transaction, thus eliminating a conflict of interest.